Savings

piggy banks

Direct Deposit

If you are a Kroger employee and would like to sign up for direct deposit, please see your HR department for help with HR express.

If you work anywhere else, please see your employer payroll services or HR department and fill out the necessary information for direct deposit. You will need your account and routing number.

Regular Shares

Attention: We will no longer be sending out paper copies of NSF notices after September 10th. You can sign up for e-notices through Netbranch (Kemba Connection). Please contact us if you need help with Netbranch

PRIMARY

Minimum Deposit of $5.00.
Dividends are declared and paid quarterly on balances over $10.00.

SECONDARY SHARE-CLUB ACCOUNTS

Vacation accounts and special member-defined accounts.
Dividends are declared and paid quarterly.

CHRISTMAS CLUBS

No minimum amount.
No withdrawals allowed during the club year, unless closing.
Dividends are declared and paid quarterly.

ALL SHARE ACCOUNTS ARE FEDERALLY INSURED BY THE NCUA TO THE MAXIMUM OF $250,000.00 PER MEMBER

NCUA - National Credit Union Administration, a U. S. Government Agency

Premium Savings

  • Minimum deposit of $500.00 required
  • Pays split-level rates on a 5-tier plan
  • Dividends are calculated on a Day-of-Deposit, Day-of-Withdrawal method and paid monthly
  • Withdrawals are limited to one (1) per calendar month

ALL SHARE ACCOUNTS ARE FEDERALLY INSURED BY THE NCUA TO THE MAXIMUM OF $250,000.00 PER MEMBER

NCUA - National Credit Union Administration, a U. S. Government Agency

IRA Rates

  • Traditional and Roth IRAs are available.
  • Dividends are declared and paid quarterly on share-type accounts
  • Shares Certificates are available on both types

Check out our IRA Rates

Share Certificates

  • See current rates schedule for breakdown.
  • No compounding – simple interest calculation, with dividends paid at maturity.
  • 365-day interest penalty for early withdrawal.

ALL SHARE ACCOUNTS ARE FEDERALLY INSURED BY THE NCUA TO THE MAXIMUM OF $250,000.00 PER MEMBER

NCUA - National Credit Union Administration, a U. S. Government Agency

Christmas Club

Christmas Clubs and special member-defined accounts

  • No minimum amount required
  • Dividends are declared and paid quarterly
  • Christmas Clubs – Early withdraws before club year are $10.00 per withdraw.