Kemba and Select Mortgage Group are partnering together to offer our membership another alternative to purchase or refinance a home.  SMG can offer a conventional first mortgage, FHA USDA and VA loans.  If not in the market for a first mortgage, we offer great rates on our Home Equity, 2nd Mortgage and FHA Title 1 Home Improvement Loans.  If we can help you in anyway please call.  Hope to hear from you soon.

Have a checking account with us?  You will be receiving a new debit card with a new number.  New cards will arrive mid March and will need to be activated before April 1st.  The reason for the new card is that they will be live.  This means that your balance will be updated automatically with each transaction.  If you use your debit card for an automatic debit with a company, please notify them with your new number as soon as you receive it.  March 31st will be the last day your old debit card will work.  Give us a call if you have any questions.

Kemba has an ATM! If you have a checking account here you have a new place to use your debit card without any fee.  Have a checking account somewhere else?  Now would be a good time to think about moving your checking account here.  We will help change all of those direct deposits and automatic withdrawals.  We will try to make the move as painless as possible.  Give us a call.

Our goal is to minimize any inconvenience to you.  Once all the work is complete, we will have a day for you to come by and see the finished product.  Again, your patience's will be appreciated through this time. The remodeling has begun.  If you visit us in the next few months, you probably will notice things tore up a bit.  People are in different areas than usual. Your understanding will be appreciated through this time.

Available now is a home located in Sissonville.  We will be taking bids until February 9th.  More information about the home is on the What's New Page.  Click on the link to the left. For more information give us a call.

Want a debit card but don't want a checking account.  Kemba can help.  We are offering a re-loadable debit card.  No credit check needed or no need to worry about getting turned down.  If you apply, you will be approved.  They make wonderful Christmas gifts.  So call us today for further information.   

Share Insurance. . .

Don't forget that your money is safe with us.  NCUA (National Credit Union Administration) is an independent federal agency that regulates, charters and supervises federal credit unions.  Your accounts are insured to at least $250,000.00 until December 31, 2013 by NCUA.  Press the link to the side for more information.  As always, please call us if you have any further questions.

 You can now have the convenience of paying your monthly bills on-line.  No checks, no envelopes, no stamps -- no hassle!  Just click on the On-line Bill Payment button to log in.  Or enter the site www.webpayservice.com  for demos, fee information, and instructions on how to set up this service. 

 To help the government fight the funding of terrorism and money laundering activities (USA Patriot Act), Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means foryou: When you open an account, or add an additional service or joint owner,we will ask for at least two forms of identification(one with a photo) that will allow us to identify you.  We realize this imposes some inconvenience, but it is for the security and protection of our members and their funds.  Your cooperation will be greatly appreciated.

   KEMBA Charleston Federal Credit Union or any of our partners will never request your User Id's or Passwords via e-mail. We ask that you report any such activity that appears to come from us requesting this information to us at 1-800-800-5322 or kemba@kembacharlestonfcu.org.   To learn more about how to protect yourself against Internet fraud visit http://onguardonline.gov/.